This is a great article talking about why Vermont has the lowest rate of foreclosures in the country. Something that has allowed homeowners to maintain a truer property value than a lot of other states. The article is from bloomberg.com "Vermont Foreclosures Held Off by Yankee Ways, Land-Use Laws"
By Brian K. Sullivan
Jan. 29 (Bloomberg) -- Vermont is avoiding the foreclosure crisis plaguing homeowners across the U.S., perhaps owing to traditions of thrift, modesty and self-reliance -- bolstered by laws that protect buyers and land.